Did you know?Some of your jewellery items could have more than doubled in value within the last 10 years ! Yet normal household insurance policy's have limitations that normally do not cover you for a complete loss. This means that some of your sentimental jewellery heirlooms could not be properly covered. Accurate jewellery valuations HELP prevent low settlements from insurance claims.
So how much is your jewellery or inherited family jewellery really worth? Not sure? Come see me for a no-obligation friendly chat and pre-assessment of your precious family jewels. |
I understand the ins & outs of jewellery value, and the reality of what that means to "YOU". That's why I tailor a specific valuation package to meet your insurance needs.
As most insurance companies have specification levels on most policies, they generally advise you that no valuation is required unless the piece is above this value (normally $2500-$3000 generally). But what about jewellery items worth less than this amount? No need for a valuation they say ! Then when you suffer a loss or burglary they insist on you providing proof of ownership and will often decline the claim with a lack of any proof. Clever huh?
This is why I created our Abbreviated Items Valuation Listing. This can be completed for those slightly lower value items that do not require full valuations. Not only does this listing provide important "Proof of Ownership" for the Insurer, but with a photograph and accurate descriptions, they provide important information to help us re-value these important pieces at a time of loss. Also eliminating the ability for the insurer to decline the claim due to lack of proof.
After a decade of loss adjusting for Insurance claims, I was left seeing the same thing over and over again. Good people receiving sub standard settlements from insurance claims, due to a lack in specifying expensive jewellery items and proof of ownership. Don't let this happen to you.
As most insurance companies have specification levels on most policies, they generally advise you that no valuation is required unless the piece is above this value (normally $2500-$3000 generally). But what about jewellery items worth less than this amount? No need for a valuation they say ! Then when you suffer a loss or burglary they insist on you providing proof of ownership and will often decline the claim with a lack of any proof. Clever huh?
This is why I created our Abbreviated Items Valuation Listing. This can be completed for those slightly lower value items that do not require full valuations. Not only does this listing provide important "Proof of Ownership" for the Insurer, but with a photograph and accurate descriptions, they provide important information to help us re-value these important pieces at a time of loss. Also eliminating the ability for the insurer to decline the claim due to lack of proof.
After a decade of loss adjusting for Insurance claims, I was left seeing the same thing over and over again. Good people receiving sub standard settlements from insurance claims, due to a lack in specifying expensive jewellery items and proof of ownership. Don't let this happen to you.
What can GemZoo offer you?
- While you wait & same day Valuations (By Appointment)
- (G.I.A) Qualified Gemmologist & Diamonds Graduate
- Over 30 years of gem & jewellery experience including over 10 years Specialist Insurance Jewellery Loss assessment/settlement experience
- Well presented Valuations including two copies, one Client copy including 2x Photographs, and a more abbreviated Insurance Company copy.
- Valuations emailed for backup purposes. These are also very handy to email straight to your insurance provider.
- Fast Friendly Efficient and very knowledgeable Service
